Public Liability Insurance
Your hub for articles that help Australian small businesses understand public liability insurance, what it covers, typical costs, limits and excesses, and how to stay compliant.
Popular Guides and Tips
Discover practical explainers on how public liability insurance works for sole traders and small businesses, from tradies and cafes to retailers, consultants and start-ups. Learn how to choose a cover amount (for example $5m, $10m or $20m), understand exclusions, excesses and limits, and what affects your premium. We also break down contract requirements, venue and council requests, and when you may need to show a certificate of currency.
Find step-by-step advice on getting a quote, comparing insurers, and the claims process if an incident happens on a client’s site or at your premises. Our articles highlight Australian regulations and real-world scenarios across NSW, VIC, QLD and beyond, plus risk management tips to reduce claims and costs. New Wave Insurance, a trusted provider of small business cover in Australia, curates each piece to help you make informed decisions and protect your business with confidence.
What Our Customers Say
Real feedback from our valued customers
JOHN E
17 hrs agoGreat insurance
Christopher D
yesterdayEasy to deal with and well priced.
Sian V
yesterdayExcellent company!
Craig R
2 days agogood timing with text
John G
2 days agoExcellent fast and efficient service with newwavemarine insurance. I can reccomend this company.
Brendon L
3 days agoGreat quick service!
Ehsan D
4 days agoYou Guys are awesome, just easy and convenient
Neil H
5 days agoExcellent company to deal with
Antoni D
5 days agoGreat value boat insurance
Philip G
5 days agoEasy to set up and good price
Katrina W
6 days agoVery happy with insurance
Tobias W
6 days agoSo far so good
Robert B
7 days agoWouldn’t recommend anywhere else
Anthony J
7 days agoNew Wave Boat Insurance is the easiest and best insurance I have had Thanks
Brendan W
a week agoSo happy to be with this company
John B
a week agoExcellent service. Unlike your competition there is no requirement to have a costly certificate concerning inboard diesel. Easy to deal with. Only issue is why a premium is charged for having the vessel on a marina. Notwithstanding, highly recommended.
Zachary B
a week agoHaven't made a claim yet
Peter B
2 weeks agoWith several years coverage experienced, the renewal and recent "refund" together with timely and simple renewal is comforting.
Chris C
2 weeks agoGreat insurance
Gerard T
2 weeks agoHave had 3 policies, 2 boats 1 van, with you for the past year, haven't had to make a claim, thank goodness. Competitive in pricing.
Robert M
2 weeks agoGreat service
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- Discount applies to the premium paid for a new New Wave Insurance Boat insurance policy initiated online on or after 1 Jan 2021.
- The discount cannot be used in conjunction with any other offer.
- Discounts do not apply to any renewal offer of insurance or mid term endorsement quotes.
- Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees.
- We reserve the right to change the offer without notice.
- Only applies to New Business quotes
- Only applies to automatic online quotes
- If your quote request is referred to an underwriter they may or may not ask for a survey report